As an EU product provider and part of a multi-jurisdictional group, STM Life understands the fiscal, legal and cultural requirements of transacting business in the markets in which we operate. We blend European and global knowledge with local market experience to provide highly personalised solutions to an expatriate and local client base.

STM Life is currently able to passport its products into the following European countries:

  • Finland
  • France
  • Germany
  • Ireland
  • Malta
  • Norway
  • Spain
  • Sweden
  • United Kingdom

The up to date list can be found at

Flexible and secure, thanks to Gibraltar’s Protected Cell Company legislation, our bespoke solutions allow policyholders to plan, organise and protect their wealth whilst retaining full control over their assets.